Health and Medicare

Health insurance and Medicare Health Plans offer coverage for seniors, individuals, families or groups that pay for medical and surgical expenses; disability protection; and/or coverage for skilled-nursing facilities. Health insurance reimburses the insured for expenses, minus copayments, deductibles or coinsurance, incurred from illness or injury, or will pay the provider directly. There are several options of health insurance available.

  1. Individual Health
    Coverage for some of the medical costs for individual or families if there is a medical emergency. Medical insurance is a type of coverage that provides benefits for a broad range of health-care services for both inpatient and outpatient.
  2. Medicare Advantage, Part D and Supplement Insurance
    Medicare Insurance is coverage for some of the healthcare costs that original Medicare does not cover such as copayments, coinsurance and/or deductibles.

    Medicare Open Enrollment Oct. 15th to Dec. 7th

    This is your time to make sure you have a Medicare Health plan in place for 2020 that is both cost effective and has the benefits that will fulfill your needs. What works for YOU may not work for your spouse or your neighbor. Let us help you find YOUR plan.

    If you, or someone you know, has questions or would like a free review and comparison of your plan, please stop in or call to schedule an appointment. Appointments are filling fast, call soon. 

    We offer:
    • Medicare Advantage Plans
    • Medicare Advantage Special Needs Plans
    • Medicare Supplement Insurance Plans
    • Part D Prescription Drug Plans

  3. Long-term Care (LTC/LTCI)
    Coverage for some of the cost of long-term care in a skilled nursing facility, assisted living facility and may provide coverage for home health care.
  4. Disability
    Coverage for the protection of beneficiary’s earned income from the risk of becoming unable to complete work functions due to a disabling incident.

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